New Member Resources
Platform Sign-Up:
Welcome to Phencom registration! By signing up, you have taken the first crucial step towards participating in activities within the Phenomenal Life Community.
To proceed with your registration, you will need the recruiter code provided by the Phencom member who invited you. If you do not have this code yet, please contact the member to obtain it.
Once you have the recruiter code, click the link below and follow the instructions to complete your sign-up.
Registration For State Exam & Requirements:
Now that you have successfully registered as a provisional member of the Phenomenal Life Community, you are officially a Training Member, TM. Our primary aim at Phencom is to assist you in advancing to the position of full Community Member, FCM, within 30 days (approximately 4 weeks) from your registration date. Many of our members successfully study for and pass their exams within 2 to 3 weeks in order to advance to the next level.
Follow these instructions to purchase your course:
- Go to XcelSolutions.com
- Click on “Select Training Categories” and choose “Insurance Pre-Licensing English.”
- On the next page, under “Select Your Product,” choose your state from the dropdown menu and click “Continue.”
- You will be directed to your state’s page. Select either “Life & Health” or “Life Accident & Health, some states call this differently, but you must see Life & Health in it”
- Choose the Standard Package.
- Enter the Discount Code: MCFG.
- You will see your discount applied. Now click “Proceed to Checkout.”
- Note: Choose “Register” instead of “Sign In,” as you do not have an account yet.
- After selecting credit card payment, ensure you click on the “I Agree to Terms” button. If you do not click this button, you will not be able to proceed
Tips On How to Study for Your Exam:
- Follow the recommended study steps to help you complete your studies efficiently and with the best results possible.
- Take notes while studying. This will help you to actively engage in the learning process and better retain the information for your exam.
- Study Key Facts at the end of the course. Print them out to use for ongoing review and as reference while taking chapter quizzes. As you are seeking out the answers, you’ll be reviewing relevant information, and will be able to better retain it for your next quiz or exam.
- Take a break from studying. If you have been studying for a while, but feel like you’re having trouble remembering the information, take a day off. When you return, take a practice exam and see how you do. Go back and review any areas you have trouble with. Remember to take notes!
- Keep the information fresh in your mind. Continue reviewing the course material and taking practice tests until the day of your state exam. If you are unable to pass practice exams consistently with scores close to 80%, you may want to consider postponing your exam and spend some additional time studying the material. It is better to delay taking the exam than to take it unprepared.
Tips On How to Study for Your Exam:
I passed my exam, what do I do next?
Congratulations! You passed your exam.
- You will need to schedule your fingerprinting appointment.
2. However, before you can get your license, you need to register with the National Insurance Producer Registry (NIPR). Here are the instructions: a) Visit the NIPR website and select "APPLY FOR A NEW LICENSE." b) Choose “INDIVIDUAL.” c) Select "SOCIAL SECURITY," then enter your last name and Social Security number. d) Follow the instructions provided. Note that fingerprinting will be required. e) It may take a few weeks before your state issues your license, so be patient. f) Here is the link to the NIPR Home Page.
I Received My License from the State:
Congratulations! You have just received your license number from your state. Here is your next step:
-
- Change your Status: Change your status from a Training Member by Registering your number with MCFG. Your Recruiter will help you do this.
- Signup for E & O Insurance.
- Take or upload AML course:
- Setup Direct Deposit to receive your commission from MCFG.
- New Agent Training: Complete the REQUIRED new agent training in the Phencom training center.
- Get Appointed: Get appointed with 3 insurance companies in our system
Before we proceed, you will need to complete the final onboarding process to become a full member of Phencom. During this process, we will evaluate your current insurance policy, if you already have one. If your policy does not meet the minimum coverage requirements for our membership, the member who recruited you will assist you in obtaining the necessary coverage. Throughout this process, you will learn and practice the following:
- How to create illustrations to determine insurance needs
- Understanding and applying various types of coverages and riders
- Determining appropriate coverage amounts for individuals
- The process of writing a policy and obtaining approval
Additionally, you will receive your own policy booklet. This booklet will help you study how policies are written and serve as a reference to refresh your knowledge. Most questions from your clients will stem from their policies.
Once you have obtained your policy, you will officially become a full member of Phencom and gain access to the many resources and support we provide.
